Creating Cowboy Queso is simple with these easy steps:

1. Cook the Meat: In a large skillet, over medium heat, brown the ground beef or turkey until fully cooked. Drain any excess fat.

2. Add Diced Tomatoes: Stir in the diced tomatoes with green chilies, bringing flavor and a bit of heat.

3. Melt the Cream Cheese: Lower the heat and add the softened cream cheese to the skillet. Stir until it melts and combines smoothly with the meat and tomatoes.

4. Incorporate Cheddar and Monterey Jack: Gradually add the shredded cheddar and Monterey Jack cheeses, occasionally stirring to promote even melting.

5. Season It: Sprinkle in the taco seasoning, mixing well to ensure an even distribution of spices.

6. Add Milk: Gradually pour in the milk to achieve your desired creamy consistency while stirring continuously.

7. Simmer: Allow the mixture to simmer on low heat for about 5 minutes, letting the flavors meld together.

8. Serve: Once the cheese is fully melted and the mixture is bubbly, remove from the heat and serve with tortilla chips or fresh veggies.

With these straightforward instructions, making Cowboy Queso can become a delightful part of your cooking repertoire.